Real Estate Finance
Financial investments involve an element of risk. For further information, please see the risk warning section.
Real Estate Finance assists in financing the purchase or refinancing of commercial real estate such as offices, retail, industrial and logistics premises as well as assets such as hotels, student accommodation or healthcare facilities.
Such debt can come in various maturities as it generally matches the nature of the lease attaching to the underlying property. It can offer attractive diversification away from typical corporate bonds, but with the added security of a physical asset as collateral.
We have been active in commercial mortgage lending since 1984 and today we are an established player with extensive expertise. We operate a fully integrated lending platform from initial borrower discussions through to loan due diligence and execution and ongoing monitoring and reporting. Aviva Investors Real Estate Finance has been originating and managing commercial real estate loans for more than 30 years.
Today, we operate a loan book worth circa £7.9bn1 which encompasses some 2,700 UK properties with around 11,400 individual tenants.
1 Source: Aviva Investors Real Estate Finance as at 30 September 2017
Our first loans were made in 1984. Today we are a leading provider of long dated fixed rate commercial real estate mortgages with an end-to-end loan origination and management platform.
Head of Real Estate Finance
- Our existing commercial loan book represents almost five per cent of the UK commercial loan market2
- In 2016, we completed our first Euro denominated real estate loan secured on commercial property in France.
2Source: Aviva Investors 30 June 2017 and De Montfort Mid Year 2017 Commercial Property Lending Report
Sample transaction: UK commercial property
- Helical Plc is a UK office focused LSE listed investor and developer
- Extension of existing debt facility for three asset, 500,000 square feet portfolio with over 100 tenants
|Assets||Portfolio of two London and one Manchester offices|
|Loan terms||LTV 50% (fixed and floating)|
Counterparties can be diverse, so successful investment requires appropriate credit analysis and the expertise to understand investment risks.
Certain assets held in the fund could, by nature, be hard to value or to sell at a desired time or at a price considered to be fair (especially in large quantities), and as a result their prices could be very volatile.
The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.
Learn more about Alternative Income Solutions
For further information contact your Client Relationship Director or Rachel Green, Client Solutions Manager
+44 (0)20 7809 6809*
*Calls to this number may be recorded for training and monitoring purposes.