Investment Philosophy
Against a backdrop of transformation, insurance investors are looking at markets through a different lens. Skill, judgement and relationships with trusted partners will be critical in identifying growth opportunities and future-proofing portfolios against the challenges ahead. Our heritage allows us a deep understanding of the challenges and constraints that insurers face. Aviva Investors is part of one of the most secure financial institutions in the UK. As the investment arm of Aviva plc, the UK’s largest insurer, our origins in the London insurance market stretch back more than 300 years.
Supporting our insurance clients:
Insurance heritage
We make it our business to know what’s important to yours. Our long heritage and deep experience in helping our insurer partners to navigate complex capital regimes and regulatory frameworks enables us to create solutions that work assets harder, aiming to optimise the return on your capital.
Investment strategy
We provide access to our experienced team of former industry executives, actuaries and seasoned insurance professionals. This allows us to understand your investment objectives and work with you to set an investment strategy to meet it.
Sustainable experience
We’re on a mission to create climate of change. From driving change at the companies we are invested in, to engaging with policymakers and governments to help shape market reform initiatives, we are committed to creating a truly sustainable future.
Investment Solutions for Insurers
We have extensive experience managing insurance portfolios across client portfolios including liability backing and surplus investment strategies. Our dedicated insurance solutions team is fully integrated within Aviva Investors broader investment platform and is devoted to managing customized solutions.
Tailored and implementable
Bespoke solutions aligned to client-specific objectives and constraints.
Client-led
Deep experience across global regulatory and accounting regimes, with a focus on risk-based capital frameworks.
Long-term partner
Supporting clients from solution design through implementation.
Investment insights
Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.
Views
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Revitalising Glen Dye Moor: Real asset stories
28 Sep 2026
In our latest case study, we look at Glen Dye Moor, a 6,300-hectare site in Aberdeenshire, Scotland. We intend to rejuvenate the land, simultaneously removing carbon from the atmosphere, and delivering financial outcomes for investors and social benefits for local communities.
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The week in markets: Bonds blink, stocks shrug
25 Sep 2026
Bond markets endured another difficult week as stronger than expected growth data pushed interest rate expectations higher and government bond yields hit multi-decade highs. Yet equity markets remained remarkably unfazed.
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Building the future
16 Sep 2026
Sustainability-related regulation is becoming an increasingly material driver of real estate investment decision-making, rather than just a compliance requirement. Jeremy Ho analyses the implications.
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Bond Voyage: When private credit moves public markets
10 Sep 2026
Private credit should no longer be treated as a separate asset class beyond public investors’ field of view – it is part of the same ecosystem, influencing price discovery, transfer of risk and recovery outcomes.
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AI boom highlights a flawed bond market
1 Sep 2026
Investors in passive bond funds are being exposed to more risk than they may appreciate as US technology giants turn to fixed income markets to fund massive spending on AI data centres, argues Aviva Investors chief executive Mark Versey.
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UK and EU sustainability regulations: Could a narrow focus be missing the bigger picture?
27 Aug 2026
Regulation must recognise that sustainable investing incorporates more than the provision of sustainable funds alone.
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Investment diversification: Still the only free lunch?
26 Aug 2026
Diversification has always been at the heart of asset management, but recent turmoil, from higher inflation to conflict, trade barriers and the AI revolution, is roiling markets. Can investors still reap its benefits?
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Natural capital comes of age: Part one: From environmental value to investment opportunity
25 Aug 2026
In the first of four insights, we explain why natural capital is a foundational input into economic activity. Forests, soils, rivers, wetlands, oceans and biodiversity are productive assets that generate products such as timber or food and are natural regulators of water flows.
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Illiquidity premia in private debt: Q2 2026
24 Aug 2026
In this latest edition of our series on the illiquidity premia, we assess the key themes driving private-debt pricing and market opportunities in Q2.
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Bond Voyage: The role of investment research in the age of AI
11 Aug 2026
Artificial intelligence (AI) is already helping research analysts work more efficiently, but could it ultimately replace them?
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From volatility to stability: Enhancing portfolio resilience in insurance investment
5 Aug 2026
Insurers have long navigated a distinctive set of investment challenges, what can they do to build portfolios resilient enough for today's volatile environment?
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The case for ReturnPlus: A capital-efficient enhanced liquidity strategy
29 Jul 2026
The ReturnPlus strategy invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital. Our ReturnPlus team explores the potential benefits for investors.
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Bond Voyage: Hyperscalers: A scramble to raise capital
9 Jul 2026
Giant tech companies are increasingly turning to international markets as they look to finance trillions of dollars of investment in AI infrastructure over the coming years. And they are doing so at accelerated speeds and scale.
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Taking the leap: Incorporating climate in core investment-grade allocations
16 Jun 2026
How can investors align their credit allocations to net-zero commitments and maintain returns?
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Confidence in a changing climate
15 Jun 2026
How can institutions forge impactful climate strategies that are right for them and their end beneficiaries? Our “Confidence in a changing climate” guide showcases some of the solutions we have developed to help.
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Bond Voyage: Why repo is quietly becoming one of the most important issues for investors
9 Jun 2026
As central banks unwind quantitative easing (QE), liquidity is increasingly being provided through repo operations instead of continuous asset purchases by the banks. How resilient is this new approach?
House View
House View
No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.
Key risks
For further information on the risks and risk profiles of individuals strategies, please refer to the relevant documentation.
Investment risk
The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.
Iliquidity risk
Alternative Income assets are significantly less liquid than assets traded on public markets. Where funds are invested in infrastructure/real estate, investors may not be able to switch or cash in an investment when they want because infrastructure may not always be readily saleable. If this is the case, we may defer a request to redeem the investment.
Credit risk
Bond values are affected by changes in interest rates and the bond issuer's creditworthiness. Bonds that offer the potential for a higher income typically have a greater risk of default.
Real estate risk
Investors should bear in mind that the valuation of real estate/infrastructure is generally a matter of valuers’ opinion rather than fact.
Explore
Fixed income
Fixed income is an indispensable building block for meeting a variety of investment goals, including income, inflation protection, liability management and capital appreciation.
Private markets
As one of Europe’s largest private markets investment managers, we have the scale to access the full depth and breadth of private markets.
Liquidity
Offering investors same day, stable value, LVNAV & VNAV, short-term money market funds, which include euro and sterling denominated funds.
Multi-asset & multi-strategy
With over four decades of managing multi-asset and multi-strategy portfolios, we offer bespoke and off-the-shelf actively managed solutions.