Investment Philosophy
Against a backdrop of transformation, insurance investors are looking at markets through a different lens. Skill, judgement and relationships with trusted partners will be critical in identifying growth opportunities and future-proofing portfolios against the challenges ahead. Our heritage allows us a deep understanding of the challenges and constraints that insurers face. Aviva Investors is part of one of the most secure financial institutions in the UK. As the investment arm of Aviva plc, the UK’s largest insurer, our origins in the London insurance market stretch back more than 300 years.
Supporting our insurance clients:
Insurance heritage
We make it our business to know what’s important to yours. Our long heritage and deep experience in helping our insurer partners to navigate complex capital regimes and regulatory frameworks enables us to create solutions that work assets harder, aiming to optimise the return on your capital.
Investment strategy
We provide access to our experienced team of former industry executives, actuaries and seasoned insurance professionals. This allows us to understand your investment objectives and work with you to set an investment strategy to meet it.
Sustainable experience
We’re on a mission to create climate of change. From driving change at the companies we are invested in, to engaging with policymakers and governments to help shape market reform initiatives, we are committed to creating a truly sustainable future.
Investment Solutions for Insurers
We have extensive experience managing insurance portfolios across client portfolios including liability backing and surplus investment strategies. Our dedicated insurance solutions team is fully integrated within Aviva Investors broader investment platform and is devoted to managing customized solutions.
Tailored and implementable
Bespoke solutions aligned to client-specific objectives and constraints.
Client-led
Deep experience across global regulatory and accounting regimes, with a focus on risk-based capital frameworks.
Long-term partner
Supporting clients from solution design through implementation.
Investment insights
Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.
Views
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Driving stewardship together
29 Jul. 2026
Aviva’s Investments, Wealth and Retirement business and Aviva Investors are working together to deliver financial and sustainable outcomes, connecting clients to their capital.
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The week in markets: A market at odds
24 Jul. 2026
As oil surged above $100 and bond yields climbed to multi-year highs, equities held up remarkably well, leaving investors to reconcile two very different messages from financial markets.
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Bond Voyage: Hyperscalers: A scramble to raise capital
9 Jul. 2026
Giant tech companies are increasingly turning to international markets as they look to finance trillions of dollars of investment in AI infrastructure over the coming years. And they are doing so at accelerated speeds and scale.
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Taking the leap: Incorporating climate in core investment-grade allocations
16 Jun. 2026
How can investors align their credit allocations to net-zero commitments and maintain returns?
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Confidence in a changing climate
15 Jun. 2026
How can institutions forge impactful climate strategies that are right for them and their end beneficiaries? Our “Confidence in a changing climate” guide showcases some of the solutions we have developed to help.
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Bond Voyage: Why repo is quietly becoming one of the most important issues for investors
9 Jun. 2026
As central banks unwind quantitative easing (QE), liquidity is increasingly being provided through repo operations instead of continuous asset purchases by the banks. How resilient is this new approach?
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Blockchain: The quiet technology reshaping financial infrastructure
8 Jun. 2026
Tokenisation is more than a technical novelty. Our simple guide explains how blockchain turns assets into digital tokens and examines the potential benefits and risks.
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Sustainability review 2025
2 Jun. 2026
We believe understanding sustainability factors and trends is fundamental to effective asset management. This report sets out our approach and includes an overview of our holistic stewardship activities over the past year
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Illiquidity premia in private debt: Q1 2026
1 Jun. 2026
In our Q1 2026 deep dive, our research team crunched the data to explore how evolving macro conditions are reflected in private debt returns.
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Payment on delivery: Execution is key to returns in European infrastructure
27 May 2026
In 2026, a lot of capital is chasing few genuinely deliverable infrastructure assets, while geopolitical turmoil is reshaping energy markets. Darryl Murphy, head of infrastructure, delves into what this means for investors.
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Solid foundations: Delivering social value to unlock investment value
26 May 2026
Supporting employment, skills and training opportunities for local people produces lasting social value. But it is also key to delivering long-term investment returns.
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Clarity and resilience: New guidance for European Money Market Funds
21 May 2026
New guidance on the rules governing European money market funds should strengthen the market’s foundations and provide a firm footing for innovation and growth, argues Alastair Sewell.
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Bond Voyage: Emerging markets have changed: why markets shouldn’t price them like it's 2013
11 May 2026
Emerging markets have increasingly forged for themselves a path less dependent on external conditions, making local currency debt one of the most mispriced narratives in global markets.
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Contemporary alchemy
5 May 2026
Precious metals such as gold and silver, rare earth minerals, and industrial metals such as copper have been making headlines in recent months. We talked to a team of experts to discover what’s been driving investors’ appetite.
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The case for ReturnPlus: A capital-efficient enhanced liquidity strategy
30 Apr. 2026
The ReturnPlus strategy invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital. Our ReturnPlus team explains why investors should consider an allocation to the strategy.
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Bond Voyage: Oil shocks without the drama
9 Apr. 2026
The reaction to the latest oil price shock provides further evidence that those countries which have taken steps to strengthen their financial position are being rewarded by bond investors.
House View
House View
No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.
Key risks
For further information on the risks and risk profiles of individuals strategies, please refer to the relevant documentation.
Investment risk
The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.
Iliquidity risk
Alternative Income assets are significantly less liquid than assets traded on public markets. Where funds are invested in infrastructure/real estate, investors may not be able to switch or cash in an investment when they want because infrastructure may not always be readily saleable. If this is the case, we may defer a request to redeem the investment.
Credit risk
Bond values are affected by changes in interest rates and the bond issuer's creditworthiness. Bonds that offer the potential for a higher income typically have a greater risk of default.
Real estate risk
Investors should bear in mind that the valuation of real estate/infrastructure is generally a matter of valuers’ opinion rather than fact.
Explore
Fixed income
Fixed income is an indispensable building block for meeting a variety of investment goals, including income, inflation protection, liability management and capital appreciation.
Private markets
As one of Europe’s largest private markets investment managers, we have the scale to access the full depth and breadth of private markets.
Liquidity
Offering investors same day, stable value, LVNAV & VNAV, short-term money market funds, which include euro and sterling denominated funds.
Multi-asset & multi-strategy
With over four decades of managing multi-asset and multi-strategy portfolios, we offer bespoke and off-the-shelf actively managed solutions.