Investment Philosophy

Against a backdrop of transformation, insurance investors are looking at markets through a different lens. Skill, judgement and relationships with trusted partners will be critical in identifying growth opportunities and future-proofing portfolios against the challenges ahead. Our heritage allows us a deep understanding of the challenges and constraints that insurers face. Aviva Investors is part of one of the most secure financial institutions in the UK. As the investment arm of Aviva plc, the UK’s largest insurer, our origins in the London insurance market stretch back more than 300 years.

Supporting our insurance clients:

Insurance heritage

We make it our business to know what’s important to yours. Our long heritage and deep experience in helping our insurer partners to navigate complex capital regimes and regulatory frameworks enables us to create solutions that work assets harder, aiming to optimise the return on your capital.  

Investment strategy

We provide access to our experienced team of former industry executives, actuaries and seasoned insurance professionals. This allows us to understand your investment objectives and work with you to set an investment strategy to meet it.

Sustainable experience

We’re on a mission to create climate of change.  From driving change at the companies we are invested in, to engaging with policymakers and governments to help shape market reform initiatives, we are committed to creating a truly sustainable future.

Investment Solutions for Insurers

We have extensive experience managing insurance portfolios across client portfolios including liability backing and surplus investment strategies. Our dedicated insurance solutions team is fully integrated within Aviva Investors broader investment platform and is devoted to managing customized solutions.

Tailored and implementable

Bespoke solutions aligned to client-specific objectives and constraints.

Client-led

Deep experience across global regulatory and accounting regimes, with a focus on risk-based capital frameworks.

Long-term partner

Supporting clients from solution design through implementation.

Investment insights

Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.

Views

House View

House View

No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.

Read more

Contact us

Get in touch with our insurance team.

Key risks

For further information on the risks and risk profiles of individuals strategies, please refer to the relevant documentation.

Investment risk

The value of an investment and any income from it can go down as well as up.  Investors may not get back the original amount invested.

Iliquidity risk

Alternative Income assets are significantly less liquid than assets traded on public markets. Where funds are invested in infrastructure/real estate, investors may not be able to switch or cash in an investment when they want because infrastructure may not always be readily saleable. If this is the case, we may defer a request to redeem the investment.

Credit risk

Bond values are affected by changes in interest rates and the bond issuer's creditworthiness. Bonds that offer the potential for a higher income typically have a greater risk of default.

Real estate risk

Investors should bear in mind that the valuation of real estate/infrastructure is generally a matter of valuers’ opinion rather than fact. 

Explore

Fixed income

Fixed income is an indispensable building block for meeting a variety of investment goals, including income, inflation protection, liability management and capital appreciation.

Private markets

As one of Europe’s largest private markets investment managers, we have the scale to access the full depth and breadth of private markets.

Liquidity

Offering investors same day, stable value, LVNAV & VNAV, short-term money market funds, which include euro and sterling denominated funds.

Multi-asset & multi-strategy

With over four decades of managing multi-asset and multi-strategy portfolios, we offer bespoke and off-the-shelf actively managed solutions.