How can I make best use of my cash and liquid asset holdings?

Managing cash is a universal need. We seek to enhance cash returns while preserving capital and maintaining robust liquidity. Our cash management solutions and liquidity optimisation products are designed to meet unique investor needs.

Treasury: cash management solutions

Treasury departments face the challenge of both managing material cash and potential variability in cash balances. We aim to help treasurers develop cash management solutions to accommodate both expected and unexpected cash flows.

Insurance: liquidity optimisation for capital and efficiency yield

Insurers can face volatile cash-flow needs. We aim to help develop asset pools sized to accommodate severe but plausible shocks and diversified for resilience. Our insurance heritage helps us optimise liquidity in capital sensitive formats.

Pensions: collateral and cash-flow management

Variation margin requirements can move substantially and quickly, while beneficiary payments mean ongoing cash outflows. We seek to source liquidity across asset classes and geographies to deliver resilient, yield-generative portfolios.

Financial institutions: cash management and client money

Our liquidity products can help financial institutions manage their treasury cash requirements. Our government money market strategy invests only in high-quality liquid assets. For financial institutions managing client money, we provide Qualifying Money Market Strategies.

Tokenised access to our liquidity range

A new way to access our strategies, combining proven investment expertise with next-generation digital infrastructure.

Same investment, enhanced access

The underlying fund, investment process and risk management remain unchanged, while tokenisation modernises how investors can access and interact with their holdings.

Digital issuance and servicing

Investments are accessed via a tokenised account on the XRP Ledger (XRPL), enabling a more streamlined and digital-first experience.

Improved efficiency and transparency

Tokenisation supports greater operational efficiency, enhanced visibility of holdings, and the potential for more timely processing.

Designed for evolving client needs

Combining the reliability of a traditional liquidity fund with innovative infrastructure, supporting emerging use cases such as collateral management and digital ecosystems.

Fund Tokenisation: From Concept to Implementation

In this video Alastair Sewell introduces the topic of fund tokenisation and how Aviva Investors is approaching the technology with its newly launched tokenised money market fund.

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Explore our approach to liquidity management

We have strategies available to meet your liquidity management needs. We also design and build bespoke liquidity solutions.

Cash management solutions

Cash management solutions that provide an accessible, diversified and yield-generative home for your cash:

  • Regulated money market strategies to meet your operating cash needs, providing daily liquidity, capital preservation and yield.
  • Step-out strategies offering incrementally higher yields than money market strategies, while maintaining liquidity.
  • Comprehensive risk management framework integrating ESG considerations from the bottom-up.

Liquidity optimisation

Our liquidity optimisation strategies and bespoke mandates provide diversified fixed-income exposure while consuming limited regulatory capital.

  • The ReturnPlus strategy invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital.
  • The Sterling Liquidity Plus strategy provides capital-efficient and liquid access to the securitisation market.
  • We can build bespoke mandates accessing the full spectrum of liquidity sub-asset classes.

Liquidity insights

Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.

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Bond Voyage

Bond Voyage: A journey into fixed income

Each month, our freewheeling fixed-income newsletter gathers insights from our high-yield, investment-grade, emerging-market and global sovereign bond teams.

See the latest edition
Bond Voyage

House View

House View

No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.

Read more

Key risks

Money market risk

These strategies invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer. This is not a guaranteed investment, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.

Investment risk and currency risk

The value and income from an investment can go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.

Dedicated distribution team

Meet our dedicated liquidity distribution team.

Contact us

For further information, please contact our distribution team.

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