Liquidity solutions

Benefits

As an established liquidity solutions business driven by client outcomes, we aim to:

Yield

Deliver competitive yields through active management.

Capital preservation

Deliver client outcomes without diluting security of capital.

Client experience

Provide high levels of client servicing to manage the whole client experience.

Our breadth of pooled capabilities

*Expected to launch in Q1 2022

Not all strategies are available in all jurisdictions. For illustrative purposes only.

Liquidity strategies

Aviva Investors US Dollar Liquidity Fund

Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has AAAmmf and Aaa-mf ratings for Fitch and Moody’s respectively.

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IMMFA member since 2018

Our Sterling Liquidity Fund, Sterling Government Liquidity Fund and EUR Liquidity Fund are all IMMFA Funds.

Find out more about the IMMFA advantages

Optimising cash for pension schemes

The cash needs of pension schemes are becoming more complex and varied, requiring sophisticated liquidity management. We explore the benefits of bespoke optimisation strategies.

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Optimising cash for corporate treasurers

With corporate treasury functions becoming increasingly sophisticated, businesses are increasingly turning to cash optimisation strategies. We explore how they can provide an effective solution for liquidity management in a prolonged period of low interest rates.

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Optimising cash for insurers

With low interest rates heaping pressure on insurers to optimise every inch of their portfolios, we take a look at how bespoke approaches can help them eke out additional returns from their cash allocations while still preserving capital.

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Key risks

The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.

These funds invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer.

These are not guaranteed investments, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. These investments do not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.

Latest thinking

Hitting the yield sweet spot: Opportunities in short-duration credit

2 Mar 2022

With the interest-rate cycle turning sharply, we explain why cash and fixed income investors may wish to consider the tactical and strategic attractions of short-duration credit.

Covered bonds and ABS: Do you know the difference?

28 Jul 2021

We look at the similarities and differences between covered bonds and asset-backed securities and explain the important role both asset classes can play in liquidity funds.

Flattening the credit curve: A closer look at short-dated assets

28 May 2020

There are few areas of life that COVID-19 hasn’t impacted and credit markets are no exception. Mhammed Belfaida explains how the flattening of credit curves has revealed a surprising anomaly.

ESG: Long-term thinking can add value to short-term investments

1 May 2020

While ‘ESG’ was becoming a buzzword in long-term holdings, environmental, social and governance (ESG) factors remained largely irrelevant for short-term investments such as liquidity. Yet as the concept has gained familiarity, investors have realised ESG factors can impact performance in the short as well as the long run.

Reasons to be cheerful: Matching enhanced returns with liquidity and security

24 Mar 2020

In today’s ‘lower for longer’ interest rate environment, building a cash strategy that can offer investors an enhanced return, capital preservation and liquidity seems like an extraordinary challenge. Caroline Hedges, Global Head of Liquidity Portfolio Management, and Tony Callcott, Head of Pan-European Liquidity Client Solutions, have good news.