Liquidity solutions

Benefits

As an established liquidity solutions business driven by client outcomes, we aim to:

Yield

Deliver competitive yields through active management.

Capital preservation

Deliver client outcomes without diluting security of capital.

Client experience

Provide high levels of client servicing to manage the whole client experience.

Our breadth of pooled capabilities

Not all strategies are available in all jurisdictions. For illustrative purposes only.

Liquidity strategies

Aviva Investors Sterling Government Liquidity Fund

Investing in cash investments of 0-3 months, the fund provides liquidity and security of government exposure. It has Aaa-mf and AAAm ratings for Moody’s and S&P respectively.

View in fund centre Application form

Aviva Investors Sterling Liquidity Fund

Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has Aaa-mf and AAAm ratings for Moody’s and S&P respectively.

View in fund centre Application form

Aviva Investors Sterling Liquidity Plus Fund

Investing in cash investments of 3-6 months, the fund aims to provide low volatility investment returns while maintaining liquidity. It has a Fitch rating of AAAf/S1.

View in fund centre Application form

Aviva Investors Euro Liquidity Fund

Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has a Moody’s rating of Aaa-mf.

View in fund centre Application form

Aviva Investors US Dollar Liquidity Fund

Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has AAAmmf and Aaa-mf ratings for Fitch and Moody’s respectively.

View in fund centre Application form

IMMFA member since 2018

Our Sterling Liquidity Fund, Sterling Government Liquidity Fund and EUR Liquidity Fund are all IMMFA Funds.

Find out more about the IMMFA advantages

Our approach

We offer a range of pooled funds and bespoke solutions that provides investors with an off-balance sheet alternative to traditional short-term bank investments. Our solutions offer a way of diversifying across a wide range of high-quality instruments and issuers, while at the same time enhancing yield opportunities.

Although security of capital is always our primary concern, our active, diversified approach aims to maximise yield and deliver investors their required levels of liquidity.

Currently we manage over £59 billion for our liquidity clients (including our parent - Aviva plc - which gives us strong pedigree and experience in managing cash and fixed income investments).*

^{*Source: Aviva Investors, as at 30 June 2020. The figure refers to Liquidity funds in the UK and France.}

Key risks

The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.

These funds invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer.

These are not guaranteed investments, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. These investments do not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.

Latest thinking

Insurance

An introduction to money market funds

27 Feb 2023

Alastair Sewell offers a guide to money market funds and the vital role they play in cash management for corporate treasurers and institutional investors.
Liquidity

Opportunities in cash: Our 2023 liquidity outlook

24 Jan 2023

Our liquidity team give their take on what the challenging market environment means for positioning in 2023.
Fixed income

Nothing happened, twice: Addressing the key questions on recent volatility for sterling money market fund investors

10 Nov 2022

After the volatility that rocked UK markets in recent weeks, Alastair Sewell reflects on how this impacted money market funds and what’s next.
Fixed income

European money market fund reform: Preparing for change

15 Sep 2022

European regulators are set to introduce significant reforms to money market funds. Investors need to be ready, says Alastair Sewell.