Benefits
As an established liquidity solutions business driven by client outcomes, we aim to:
Our breadth of pooled capabilities

*Expected to launch in Q1 2022
Not all strategies are available in all jurisdictions. For illustrative purposes only.
Liquidity strategies
Aviva Investors Sterling Government Liquidity Fund
Investing in cash investments of 0-3 months, the fund provides liquidity and security of government exposure. It has Aaa-mf and AAAm ratings for Moody’s and S&P respectively.
Aviva Investors Sterling Liquidity Fund
Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has Aaa-mf and AAAm ratings for Moody’s and S&P respectively.
Aviva Investors Sterling Liquidity Plus Fund
Investing in cash investments of 3-6 months, the fund aims to provide low volatility investment returns while maintaining liquidity. It has a Fitch rating of AAAf/S1.
Aviva Investors Euro Liquidity Fund
Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has a Moody’s rating of Aaa-mf.
Aviva Investors US Dollar Liquidity Fund
Investing in cash investments of 0-3 months, the fund aims to maximise income while preserving both the principal and liquidity. It has AAAmmf and Aaa-mf ratings for Fitch and Moody’s respectively.
Optimising cash for pension schemes
The cash needs of pension schemes are becoming more complex and varied, requiring sophisticated liquidity management. We explore the benefits of bespoke optimisation strategies.

Optimising cash for corporate treasurers
With corporate treasury functions becoming increasingly sophisticated, businesses are increasingly turning to cash optimisation strategies. We explore how they can provide an effective solution for liquidity management in a prolonged period of low interest rates.

Optimising cash for insurers
With low interest rates heaping pressure on insurers to optimise every inch of their portfolios, we take a look at how bespoke approaches can help them eke out additional returns from their cash allocations while still preserving capital.

Our approach
We offer a range of pooled funds and bespoke solutions that provides investors with an off-balance sheet alternative to traditional short-term bank investments. Our solutions offer a way of diversifying across a wide range of high-quality instruments and issuers, while at the same time enhancing yield opportunities.
Although security of capital is always our primary concern, our active, diversified approach aims to maximise yield and deliver investors their required levels of liquidity.
Currently we manage over £59 billion for our liquidity clients (including our parent - Aviva plc - which gives us strong pedigree and experience in managing cash and fixed income investments).*
*Source: Aviva Investors, as at 30 June 2020. The figure refers to Liquidity funds in the UK and France.
Key risks
The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested.
These funds invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer.
These are not guaranteed investments, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. These investments do not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.
Latest thinking

Hitting the yield sweet spot: Opportunities in short-duration credit
2 Mar 2022
With the interest-rate cycle turning sharply, we explain why cash and fixed income investors may wish to consider the tactical and strategic attractions of short-duration credit.
Read more

Covered bonds and ABS: Do you know the difference?
28 Jul 2021
We look at the similarities and differences between covered bonds and asset-backed securities and explain the important role both asset classes can play in liquidity funds.
Read more
Liquidity team

Tony Callcott
Global Head of Liquidity Client Solutions
View profile

Beth Jones
Sales Director, Liquidity – Financial Institutions
View profile

Scott Playle
Sales Director, Liquidity - UK Corporates
View profile

Julian Webb
Sales Director, Liquidity – Europe
View profile

Caroline Hedges
Head of Credit
View profile

Richard Hallett
Head of UK Liquidity Portfolio Management
View profile

Demi Angelaki
Senior Portfolio Manager
View profile

Mhammed Belfaida
Portfolio Manager
View profile

Josh Bramwell
Junior Portfolio Manager, Liquidity
View profile

Katie DellaMaria
Portfolio Manager, Liquidity
View profile
Need more information?
For further information, please contact our investment sales team.
Need more information?
For further information, please contact our investment sales team.