How can I make best use of my cash and liquid asset holdings?
Managing cash is a universal need. We seek to enhance cash returns while preserving capital and maintaining robust liquidity. Our cash management solutions and liquidity optimisation products are designed to meet unique investor needs.
Treasury: cash management solutions
Treasury departments face the challenge of both managing material cash and potential variability in cash balances. We can help treasurers develop cash management solutions to accommodate both expected and unexpected cash flows.
Insurance: liquidity optimisation for capital and efficiency yield
Insurers can face volatile cash-flow needs. We can help develop asset pools sized to accommodate severe but plausible shocks and diversified for resilience. Our insurance heritage helps us optimise liquidity in capital sensitive formats.
Pensions: collateral and cash-flow management
Variation margin requirements can move substantially and quickly, while beneficiary payments mean ongoing cash outflows. We can source liquidity across asset classes and geographies to deliver resilient, yield-generative portfolios.
Financial institutions: cash management and client money
Our liquidity products can help financial institutions manage their treasury cash requirements. Our government money market fund invests only in high-quality liquid assets. For financial institutions managing client money, we provide Qualifying Money Market Funds.
Explore our approach to liquidity management
We have strategies available to meet your liquidity management needs. We also design and build bespoke liquidity solutions.
Cash management solutions
Cash management solutions that provide an accessible, diversified and yield-generative home for your cash:
- Regulated money market funds to meet your operating cash needs, providing daily liquidity, capital preservation and yield.
- Step-out strategies offering incrementally higher yields than money market funds, while maintaining liquidity.
- Comprehensive risk management framework integrating ESG considerations from the bottom-up.
Liquidity optimisation
Our liquidity optimisation funds and bespoke mandates provide diversified fixed-income exposure while consuming limited regulatory capital.
- The ReturnPlus fund invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital.
- The Sterling Liquidity Plus fund provides capital-efficient and liquid access to the securitisation market.
- We can build bespoke mandates accessing the full spectrum of liquidity sub-asset classes.
Liquidity insights
Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.
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Bond Voyage: A journey into fixed income
10 Mar 2025
This month, our fixed income teams discuss the boom in hybrid issuance and weigh up the risks and opportunities of potential tariffs, interest rate moves and fiscal dynamics.
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Bond Voyage: A journey into fixed income
10 Feb 2025
As we negotiate an uncertain landscape, our fixed income teams reflect on potential sources of resilience.
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Bond Voyage: A journey into fixed income
13 Jan 2025
With a new US president poised to take office, central banks diverging and ongoing political uncertainty, how are the key fixed income asset classes positioned for the year ahead?
Bond Voyage: A journey into fixed income
Each month, our freewheeling fixed-income newsletter gathers insights from our high-yield, investment-grade, emerging-market and global sovereign bond teams.
House View
No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.
Key risks
Money market risk
These strategies invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer. This is not a guaranteed investment, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.
Investment risk and currency risk
The value and income from an investment can go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.
Dedicated distribution team
Meet our dedicated liquidity distribution team.
Beth Jones
Senior Sales Director, Liquidity – Global Financial Institutions
Scott Playle
Senior Sales Director, Liquidity - Global Corporates
Tarek Smili
Sales Director, Liquidity - EU Corporates
Ryan Kemp
Business Development Associate
Important information
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