Gilt yields

Our fixed rate UK loans are generally priced over Gilts. An indication of the Gilts used is detailed below with actual Gilt selection determined by us based on term and structure.

Current Gilt Stock 23-Jan-26 22-Jan-26
Treasury 3.750 03/07/27 0-0.99 yr 3.68% 3.67%
Treasury 4.250 12/07/27 1-1.99 yr 3.60% 3.60%
Treasury 6.000 12/07/28 2-2.99 yr 3.68% 3.67%
Treasury 4.375 03/07/30 3-3.99 yr 3.92% 3.90%
Treasury 4.125 03/07/31 4-4.99 yr 4.04% 4.02%
Treasury 4.250 06/07/32 5-5.99 yr 4.08% 4.05%
Treasury 3.250 01/31/33 6-6.99yr 4.24% 4.21%
Treasury 4.625 01/31/34 7-7.99yr 4.36% 4.32%
Treasury 4.500 03/07/35 8-8.99 yr 4.48% 4.45%
Treasury 4.250 03/07/36 9-9.99 yr 4.58% 4.54%
Treasury 3.750 01/29/38 10-11.99 yr 4.76% 4.72%
Treasury 4.250 09/07/39 12-13.99 yr 4.83% 4.80%
Treasury 5.250 01/31/41 14-15.99 yr 4.94% 4.91%
Treasury 4.500 12/07/42 16-16.99 yr 5.03% 4.99%
Treasury 3.500 01/22/45 17-19.99 yr 5.13% 5.09%
Treasury 4.250 12/07/46 20-22.99 yr 5.16% 5.13%
Treasury 4.250 12/07/49 23-24.99 yr 5.19% 5.16%
Treasury 3.750 10/22/53 25-29.99 yr 5.24% 5.21%
Treasury 4.000 01/22/60 30-34.99 yr 5.19% 5.16%
Treasury 4.000 10/22/63 35-39.99 yr 5.20% 5.17%
Treasury 2.500 07/22/65 40+ yr 5.15% 5.11%
     

Real estate debt insights

Need more information?

Contact the real estate debt team for loans of £15m or more.

See all contacts

Explore

Real estate debt

Our breadth of lending capabilities enables us to meet a wide range of investor needs, covering short- to long-dated, fixed or floating-rate secured on UK real estate.