Pension solutions

The US midterm election result is unlikely to see a material change to the US fiscal outlook, while the presidential veto will likely prevent major policy reversals by the Trump administration, says Michael Grady.

In the third of four articles, we explore the catalysts that can accelerate the process by which nature markets mature, drawing on examples from renewable energy, water rights, carbon markets and forestry.

Big tech had a bruising week as investors questioned when the huge sums being spent on AI will pay off, yet most other companies quietly moved higher.

Geopolitics, technology and the energy transition are influencing where capital flows, and how investors think about risk, resilience and long-term returns.

UK Chancellor John Healey’s budget appears to leave some room for UK government bonds and sterling to modestly outperform, at least in the short term, argues Aviva Investors’ chief UK economist Vasileios Gkionakis.

Huge demand for the processing chips and memory that power artificial intelligence has driven semiconductor valuations sharply higher.

Money market funds (MMFs) are a critical cash solution. Valued for their stability and liquidity, they play a fundamental role in portfolio construction. That role is becoming even more prominent as we enter a new phase of technological change in financial markets.

Three years into our Climate Stewardship 2030 programme, we are seeing corporate climate strategies being tested for their ability to attract capital, withstand disruption and deliver through changing economic and political conditions. 

Climate change and nature degradation are widely recognised as a source of potentially material financial risks, which will increase in the long term. Tackling them requires international cooperation, such as at the Conferences of Parties (COPs) and effective domestic implementation.

Electric and self-driving cars, batteries and robotics are progressing in leaps and bounds. Our experts discuss the investment implications.

Securitisation offers insurers diversification, varied collateral pools and attractive spreads, yet remains underrepresented as allocations depend on more than returns and capital charges.

With government deficits under the spotlight, fixed income investors need to think globally and take an active approach to allocations.

Dr Andrés Gvirtz of King’s Business School shows how AI can help advisers meet their Consumer Duty obligations and boost their business.

In the second of four articles, we explain how environmental importance does not automatically translate into investment readiness. Investor confidence in future revenues depends on market evidence, contractual certainty and a track record of delivery.

Dr Ylva Baeckström of King’s Business School highlights how regulations can help close the advice gap in terms of clients’ sustainability preferences.

In our latest case study, we look at Glen Dye Moor, a 6,300-hectare site in Aberdeenshire, Scotland. We intend to rejuvenate the land, simultaneously removing carbon from the atmosphere, and delivering financial outcomes for investors and social benefits for local communities.