Our approach

We offer a range of pooled funds and bespoke solutions that provides investors with an off-balance sheet alternative to traditional short-term bank investments. Our solutions offer a way of diversifying across a wide range of high-quality instruments and issuers, while at the same time enhancing yield opportunities.

Although security of capital is always our primary concern, our active, diversified approach aims to maximise yield and deliver investors their required levels of liquidity.

Currently we manage over £59 billion for our liquidity clients (including our parent - Aviva plc - which gives us strong pedigree and experience in managing cash and fixed income investments).*

*Source: Aviva Investors, as at 30 June 2020. The figure refers to Liquidity funds in the UK and France.

 

Insurance Award

As a member since 2018, our Sterling Liquidity Fund, Sterling Government Liquidity Fund and EUR Liquidity Fund are all IMMFA Funds. Get familiar with the advantages here: www.immfa.org

Asset-backed securities: A unique opportunity for liquidity products

Unfairly cast as a pariah after the financial crisis, asset-backed securities have shown their true mettle during the COVID-19 pandemic. Investors in liquidity products should take note.

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Enhancing cash yields in times of crisis

Benefits

Our approach to capital preservation, yield and client service are what set us apart.

Capital preservation

Security of capital is of utmost importance. We therefore maintain a liquid and stable vehicle to delivery our internal and external clients' desired outcomes.

Yield

While stability is our primary goal, we aim to deliver competitive yields without diluting security of capital.

Client experience

Delivering exceptional client service is a major differentiating factor between money managers. We aim to deliver high levels of client servicing and manage the whole client experience with focus and attention to detail.

Enhancing cash yields in times of crisis

Money market funds can play an important role in helping investors manage capital and liquidity during stressed market conditions, but their potential to provide yield should not be overlooked.

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Enhancing cash yields in times of crisis

Key risks

The value of an investment and any income from it can go down as well as up.   Investors may not get back the original amount invested.

These funds invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer.

These are not guaranteed investments, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. These investments do not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.

Liquidity strategies

  Aviva Investors Sterling Government Liquidity Fund Aviva Investors Sterling Liquidity Fund
Aviva Investors Sterling Liquidity Plus Fund 

Aviva Investors

Euro Liquidity Fund

Aviva Investors

US Dollar Liquidity Fund

Rated* Aaa-mf (Moody's) and AAAm (S&P)
Aaa-mf (Moody’s) and AAAm (S&P)
AAAf/S1 (Fitch Ratings) Aaa-mf (Moody’s)
AAAmmf (Fitch Ratings) and Aaa-mf (Moody’s)
Aim To provide liquidity and security of government exposure
To maximise current income consistent with the preservation of principal and liquidity
To provide an investment return with low level of capital volatility whilst maintaining liquidity
To maximise current income consistent with the preservation of principal and liquidity
To maximise current income consistent with the preservation of principal and liquidity
Investment horizon 0-3 months
0-3 months
3-6 months
0-3 months
0-3 months
Min. investment restrictions Min. rating A2/P1 - Moody's repo cp. A/A-1 - S&P
Min. rating A2/P1 - Moody's. A/A-1 - S&P
Min. rating F2- Fitch
Min. rating A2/P1 - Moody's
Min. rating F1 –Fitch. A2/P1 – Moody’s
Max. weighted average maturity 60 days
60 days
No limit 60 days
60 days
Settlement Same day
Same day
T+2
Same day
Same day
Dealing cut-off 1pm (Irish time)
1pm (Irish time)
Sub- 1pm on dealing day (Irish time)
12 noon (Irish time)
1pm (Irish time)
Fund type Short-Term Low-Volatility Net Asset Value (LVNAV) Money Market Fund Short-Term Low-Volatility Net Asset Value (LVNAV) Money Market Fund Standard Variable Net Asset Value (VNAV) Ultra Short Duration Bond Fund Short-Term Variable Net Asset Value (VNAV) Money Market Fund Short-Term Low-Volatility Net Asset Value (LVNAV) Money Market Fund
* Credit ratings referred to in this document have been financed by the Money Market Fund.  

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Supporting documents

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Fixed income views

This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share.