How can I make best use of my cash and liquid asset holdings?

Managing cash is a universal need. We seek to enhance cash returns while preserving capital and maintaining robust liquidity. Our cash management solutions and liquidity optimisation products are designed to meet unique investor needs.

Treasury: cash management solutions

Treasury departments face the challenge of both managing material cash and potential variability in cash balances. We can help treasurers develop cash management solutions to accommodate both expected and unexpected cash flows.

Insurance: liquidity optimisation for capital and efficiency yield

Insurers can face volatile cash-flow needs. We can help develop asset pools sized to accommodate severe but plausible shocks and diversified for resilience. Our insurance heritage helps us optimise liquidity in capital sensitive formats.

Pensions: collateral and cash-flow management

Variation margin requirements can move substantially and quickly, while beneficiary payments mean ongoing cash outflows. We can source liquidity across asset classes and geographies to deliver resilient, yield-generative portfolios.

Financial institutions: cash management and client money

Our liquidity products can help financial institutions manage their treasury cash requirements. Our government money market fund invests only in high-quality liquid assets. For financial institutions managing client money, we provide Qualifying Money Market Funds.

Our liquidity range

Our fully developed suite of liquidity products can help investors meet various risk and return objectives as part of operational, core and strategic cash holdings.

Figure 1: Our fund range spans the liquidity opportunity set

Chart showing our core liquidity assets

Target refers to manager's target and is not an objective of the strategy. Past performance is not a reliable indicator of future performance.

Source: Aviva Investors, as at 31 March 2025.

Not all funds are available in all jurisdictions. We have chosen to classify these funds as Article 8.

Explore our approach to liquidity management

We have strategies available to meet your liquidity management needs. We also design and build bespoke liquidity solutions.

Cash management solutions

Cash management solutions that provide an accessible, diversified and yield-generative home for your cash:

  • Regulated money market funds to meet your operating cash needs, providing daily liquidity, capital preservation and yield.
  • Step-out strategies offering incrementally higher yields than money market funds, while maintaining liquidity.
  • Comprehensive risk management framework integrating ESG considerations from the bottom-up.
Learn more "Read more about Cash management solutions"

Liquidity optimisation

Our liquidity optimisation funds and bespoke mandates provide diversified fixed-income exposure while consuming limited regulatory capital.

  • The ReturnPlus fund invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital.
  • The Sterling Liquidity Plus fund provides capital-efficient and liquid access to the securitisation market.
  • We can build bespoke mandates accessing the full spectrum of liquidity sub-asset classes.
Learn more "Read more about Liquidity optimisation"

Useful liquidity fund documents

Access daily yields, weekly portfolio holdings and daily liquidity reports.

Browse digital factsheets

Liquidity insights

Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.

Views

Bond Voyage

Bond Voyage: A journey into fixed income

Each month, our freewheeling fixed-income newsletter gathers insights from our high-yield, investment-grade, emerging-market and global sovereign bond teams.

See the latest edition
Bond Voyage

House View

House View

No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.

Read more

Key risks

For further information on the risks and risk profiles of our funds, please refer to the relevant KIID and Prospectus.

Money market risk

These strategies invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer. This is not a guaranteed investment, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.

Investment risk and currency risk

The value and income from an investment can go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.

Dedicated distribution team

Meet our dedicated liquidity distribution team.

  • Tony Callcott

    Global Head of Liquidity Distribution

  • Beth Jones

    Senior Sales Director, Liquidity – Global Financial Institutions

  • Scott Playle

    Senior Sales Director, Liquidity - Global Corporates

  • Tarek Smili

    Sales Director, Liquidity - EU Corporates

  • Ryan Kemp

    Business Development Associate

    • Contact us

    Our distribution team is here to help with any questions you may have.

    Email

    liquiditysolutions@avivainvestors.com
    See all contacts

    Note for UK Investors in relation to the Sterling Liquidity Plus Fund : This Fund is domiciled in Ireland and is authorised by the Central Bank of Ireland. The Fund is recognised in the UK under the Overseas Funds Regime but is not a UK-authorised Fund and therefore is not subject to UK sustainable investment labelling disclosure requirements. UK investors should be aware that they can make a complaint about the fund, its management company, or its depositary. However, complaints may not be eligible for resolution by the UK’s Financial Ombudsman Service and any claims for losses related to the management company or depositary will not be covered by the Financial Services Compensation Scheme (FSCS). UK investors should consider seeking their own financial advice before making any decisions to invest and refer to the scheme prospectus for further information.